Finance
Fintech licence in the UAE
Financial technology products and services. 4 free zones on Freezone King license this activity — starting from AED 19,055. Filter by emirate and visas below, then buy online or ask for a quote.
Regulated financial activities need a financial regulator licence. We handle it for you.
Free zones that allow fintech
Prices are “from” estimates and subject to free zone fees. Confirm the final quote with our advisor before you pay.
How to start a fintech business in a UAE free zone
Starting a fintech company in a UAE free zone is straightforward when the activity is on the zone's approved list. You choose a free zone that licenses it, pick a package with the number of visas you need, and submit your passport copy and photo. Most zones issue the licence within a few working days.
Price is only one part of the decision. Think about where your customers are, whether you need to hold stock or a warehouse, how many people you will hire, and how important a well-known address is for your bank and clients. With 4 zones to choose from, you can usually find a good balance of cost and credibility.
Licence type: Service / Professional Licence
A service (professional or consultancy) licence is for businesses that sell knowledge and services rather than goods — consulting, marketing, IT services, recruitment, training and more.
Learn more about the service / professional licenceSteps
- Pick a free zone from the list above (or ask us to recommend one).
- Choose a package and pay securely online.
- Upload passport copies and photos for all shareholders.
- We reserve your trade name and submit your application.
- Receive your licence, then we process visas and bank account opening.
Fintech — FAQs
Which free zones allow fintech?
4 free zones on our list license this activity, across 2 emirates: DMCC, DWTC, DIFC, ADGM.
What is the cheapest free zone for fintech?
DWTC in Dubai currently has the lowest estimated starting price at AED 19,055 for a licence without visas. The best choice also depends on visas, office needs and banking.
What licence type do I need for fintech?
Usually a service / professional licence. Sell your skills and services.
Can I add other activities to the same licence?
In most free zones, yes — usually up to 3–10 related activities on one licence, depending on the zone and package. Some zones also allow mixing trading and services.
Do I need any special approval?
Yes. Regulated financial activities need a financial regulator licence. We handle the application for you.
Start your fintech company today
Tell us about your business. An advisor will recommend the best free zone and send you a full cost breakdown — usually within one working hour.
- Honest advice across all free zones
- Full cost breakdown — no hidden fees
- Licence, visa, bank account and tax in one place